Earn $500 or More with your Referrals for Homewoners Selling or Buying Real Estate in Baltimore, Harford County

Your Referrals Can Earn You $500 (or more)!

We need your help because your referrals are the lifeblood of our business. Only through YOUR assistance can we keep building the business and consistently provide the level of service that ensures my clients are always completely satisified. We sincerely hope you will tell your friends, family, neighbours and co-workers about our services of Selling and representing buyers looking to buy a home in Maryland. You'll be doing them (and us) a favor because they too will receive the same excellent service that you have experienced with our homeselling team.

TO THANK YOU for your continued support we will send you a Commission Savings Certificate, which reduces our commission by $500.00 on your next move, (one for each referral who becomes a client of our services). IMPORTANT: Even if you have no plans to move and personally are unable to take advantage of this offer, you can pass your Commission Savings Certificate along to a friend or family member or someone who can benefit from the savings.

If you know someone who is thinking of selling or buying a home in Maryland, Baltimore, Harford County and surrounding areas, please visit our website and fill out our on-line form.

Holiday Season Safety Tips

Holiday Season Safety Tips

If you're traveling
• Get an automatic timer for your lights.
• Ask a neighbor to watch your home, shovel snow, and park in the driveway occasionally.
• Don't forget to stop the mail and newspaper while you are gone.
If you're out for the evening

• Leave some lights on and maybe even a radio or television.
• Be sure to lock all windows and doors.
• Don't display gifts where they can be seen from outside.
If you're shopping
• Stay alert and be aware of what is going on around you.
• Park in a well-lighted place. Lock your car doors and store valuables and packages in the trunk or out of sight.
• Avoid carrying large amounts of cash. Pay by check or with credit cards when possible.
• Carry your purse close to your body and put your wallet in an inside coat or front pants pocket.
• If shopping with children, teach them to go to a store clerk or security guard if you get separated.

NEWS! Home Buyer Tax Credit Extended - Home Buyers in Baltimore, Harford, Cecil County - Top Realtor in Maryland

I am sure that most of you have been monitoring the status of the "Homebuyer Tax Credit" in Maryland, but if you haven't, this is what we know:

Homebuyer Tax Credit for Maryland Home Buyers has not only been extended, but it has also been expanded to include current homeowners in Baltimore City. The following are features of the new bill:

• Deadline for current credit is November 30, 2009.

• Deadline for new and improved credit is April 30, 2010, as long as the home in Maryland, Baltimore, Harford County and surrounding counties are under contract by that date; deal must close within 60 days.

• Eligibility and amount of new credit: - $8,000 for first-time homebuyers in Maryland (those who have not owned a home in Maryland in the last three years). - Up to $6,500 credit for homeowners who have lived in the home they are selling, or have sold, as a principal residence for five consecutive years in the past eight.

• Buyers in Maryland with income exceeding $125,000 for single and $225,000 for married couples are not eligible.

• Homes in Maryland valued at more than $800,000 are also ineligible.

This is exciting news for first time and current homeowners that are looking to purchase a property in Baltimore, Harford County and Surrounding Counties in Maryland.

You can become a VIP Buyer and Beat Other Buyers to Hot New Listings in Maryland, Baltimore, Harford County, Cecil County Homes. How To Receive Daily Emails or Printouts of ALL New Listings That Match Your Home Buying Criteria Sent to You FREE of Charge Without Obligation

Here's how it works...

We mail/e-mail you new listings (complete with pictures) of ALL MLS properties that match your home buying criteria.

Our exclusive Buyer Profile System allows you to pick which homes in Baltimore City you want to view before other buyers even know about them. As a VIP buyer in Baltimore City:

You get weekly updates of all new home listings that match your criteria FREE of charge. You get first pick of homes that interest you and the ability to beat other buyers to an offer.

Because you're there first, before most other buyers, we are able to negotiate the lowest possible price for you saving you even more money including the possiblity of the Tax Credit. Most importantly your time isn't wasted viewing homes that don't interest you.

It's easy to get started...Just click here

START RECEIVING FORECLOSURE LISTS IN BALTIMORE CITY NOW!

"HI! My Name is Robert McArtor, Not only do I AUCTION Foreclosed properties, I also have the information YOU NEED to buy Foreclosed Properties in Maryland! The Home I LIVE IN was a BANK-OWNED PROPERTY! I purchased it for $100,000 Less than what was owed and YOU CAN BUY ONE TOO!"

"With Robert by my side...I purchased a 4 Bedroom, 2 Bath home on 1.15 Acres for just $140,000! We followed Robert's advice and saved well over $100,000 with our purchase!" Charles P. - Harford County

"Thanks Rob, we never thought we could have done it! 4 Bedroom, 2.5 Bath, 2 car garage in a cul-de-sac and saved over $100,000. With your advice we acted fast...I still can't believe I have my own garage"! M.K. - Harford County

I will email you FORECLOSED PROPERTIES the MOMENT THEY COME ON THE MARKET....FREE! Simply Fill-Out the Form Below and I will start sending you the lists TODAY! There are many fixer-upper homes in Maryland to choose. We have the knowledge and experience you need when deciding on the BEST DEAL!

HOME SEARCH NOW! Find your home in Maryland, Harford, Baltimore County and City, Realtors and Agents selling Homes

If you are considering relocating or moving to Maryland, there is one Real Estate TEAM to choose when you start your search for your dream home. Our extensive knowledge in the Maryland Real Estate Market will benefit you when purchasing your home. We have provided helpful links for you. From this page, you can also start searching for properties that are available. Let us start working for you TODAY! It starts with a simply searching for a home, filling out the email inquiry form and its that simple! One of our Team Members will contact you immediately to begin to work within your schedule to view the homes of your choice in Maryland, Baltimore County, Harford County, Cecil County Relocations

Ten Facts about the $8,000 First-Time Homebuyer Tax Credit

Ten Facts about the First-Time Homebuyer Credit

Many taxpayers who purchase a home in Maryland this year will qualify for an $8,000 federal tax credit. The refundable first-time homebuyer credit is a major tax provision in the American Recovery and Reinvestment Act of 2009. But time is running out to qualify for this credit.

Here are ten things the IRS wants you to know about the first-time homebuyer credit:

1. To be considered a first-time homebuyer, you – and your spouse if you are married – must not have jointly or separately owned another principal residence during the three years prior to the date of purchase.

2. You cannot claim the credit before there is a completed sale and purchase of the residence. The sale and purchase are generally completed at the time of closing on the purchase.

3. To qualify for the credit, the completed purchase must occur before December 1, 2009.

4. The home must be located in the United States.

5. The credit is either 10 percent of the purchase price of the home or $8,000, whichever is less.

6. The amount of the credit begins to phase out for taxpayers whose modified adjusted gross income is more than $75,000 or $150,000 for joint filers.

7. The credit is fully refundable. A homebuyer with no taxable income, who qualifies for the credit, may file for the sole purpose of claiming the credit and receive a refund. The credit will be paid out to eligible taxpayers, even if they owe no tax or the credit is more than the tax owed.

8. The credit is claimed on IRS Form 5405, First-Time Homebuyers Credit.

9. Taxpayers can claim the credit for a qualified 2009 purchase on either their 2008 or 2009 tax return. For those who have filed a 2008 return, a Form 1040X, Amended U.S. Individual Income Tax Return can be filed in order to get a refund in 2009.

10. The credit for qualified 2009 purchases does not have to be repaid, as long as the home remains your main home for 36 months after the purchase date.

Qualified taxpayers who have been considering a main home purchase may find extra incentive from this tax credit to buy now so they can complete the purchase before the December 1 deadline.

 

 

For more information on this and other key tax provisions of the Recovery Act visit the official IRS Website at IRS.gov/Recovery.

Links:
First-Time Homebuyer Credit
YouTube Video - First-Time Homebuyer: English Spanish ASL
Audio File for Podcast - First-Time Homebuyer Credit 2009: English Spanish
The American Recovery and Reinvestment Act of 2009: Information Center
Form 5405, First-Time Homebuyer Credit (PDF)
Form 1040X, Amended U.S. Individual Income Tax Return (PDF)

2009-2010 School Bus Route Schedule Harford County Maryland

2009-10 SCHOOL BUS SCHEDULES AND ROUTES
Since routes are based on estimated fall enrollments, school officials remind parents and students to expect minor adjustments in bus loads and schedules during the first week of school in order to alleviate any overcrowded buses.
Students attending Harford Technical High School, Daytime Alternative Education, Science/Math Academy at Aberdeen High School, and International Baccalaureate at Edgewood High School will be contacted by postcard with their bus information. Science/Math Academy at Aberdeen High School students living in the Aberdeen High attendance area will ride the Aberdeen High School bus that provides service to their neighborhood (Please see Aberdeen High School bus routes). International Baccalaureate at Edgewood High School students living in the Edgewood High attendance area will ride the Edgewood High School bus that provides service to their neighborhood (Please see Edgewood High School bus routes). John Archer School and any elementary pre-school programs will be contacted by their bus driver, as will all other students riding a special needs bus, both in county and out-of-county.
Bus routes are planned so that a maximum number of children are picked up and discharged at the nearest stop to their home. Generally, bus stops are located at least one-fourth mile apart. The bus drivers will inform the children of the designated stops during the first few days of school.
The a.m. time for each bus is the estimated time of the first stop the bus will make on its morning run. This time may vary several minutes during the first few days of school until each driver is able to establish a definitive schedule. Students should plan to be at the bus stop at least five (5) minutes before the scheduled pick up time. Students attending Magnet Programs (Harford Technical High School, Daytime Alternative Education, Science/Math Academy at Aberdeen High School, International Baccalaureate at Edgewood High School) should plan to be at the bus stop at least ten (10) minutes before the scheduled pick up time. Children who plan to use bus transportation are encouraged to ride the bus beginning the first day of school to facilitate the establishment of the time schedule and the bus load.
The p.m. return time to home for each bus may be longer at the beginning of the school year to accommodate students adjusting to new school settings. Once the schedule has been established, there will be a normal drop off time for each student.
The pupil transportation rules will be distributed to each pupil on the first day of school and discussed in class. Parents are urged to review the rules with their children which can be found at the Harford County Public School Website as well as the School Calendar/Handbook.